AEPS is a payment system in India that allows bank customers to access their Aadhaar-linked bank accounts and perform basic banking transactions such as cash withdrawals, balance inquiries, and fund transfers using their Aadhaar number and biometric authentication. AEPS services are typically offered by banks and financial institutions in India.
The National Payments Corporation of India (NPCI) launched the Aadhaar Enabled Payment System (AePS) to promote cashless transactions. For biometric verification, the AePS service utilizes a fingerprint or iris scan, guaranteeing excellent security for each transaction.
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Look for a banking outlet or business correspondent (BC) that offers AEPS services. These can include banks, ATMs, and authorized retail outlets. To authenticate your identity, you will need to provide biometric information, which typically involves scanning your fingerprint or iris.
This is done using a biometric scanner provided by the outlet. Review the transaction details on the screen to ensure they are accurate. Confirm the withdrawal by providing your biometric authentication again. Collect the cash from the machine or the banking correspondent, and you will typically receive a transaction receipt as proof of the withdrawal.
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